Korea Social Insurance Calculator
Enter a monthly wage (excluding tax-free pay) to see 2026 social insurance contributions split between employee and employer: national pension 9.5%, health 7.19%, long-term care and employment insurance by company size.
| Insurance | Employee | Employer |
|---|---|---|
| Total | - | - |
Basis: 2026. Pension 4.75% each (National Pension Act Addendum Art. 4), health 7.19% split (NHI Decree Art. 44, Act Art. 76), long-term care = health premium × 0.9448%/7.19%, employment insurance 1.8% split + employer-only 0.25–0.85% (Premium Collection Act Art. 13, Decree Art. 12). Industrial accident insurance excluded (industry rates, employer-paid). Source: law.go.kr, checked 6 Oct 2026. Estimate.
How to use the calculator
- Enter the monthly wage excluding tax-free allowances.
- Pick the company size to set the employer’s job-stability levy.
- Employee and employer shares appear side by side.
2026 rates at a glance
| Insurance | Total | Employee | Employer |
|---|---|---|---|
| National pension | 9.5% | 4.75% | 4.75% |
| Health | 7.19% | 3.595% | 3.595% |
| Long-term care | 13.14% of health | half | half |
| Employment (unemployment) | 1.8% | 0.9% | 0.9% |
| Job stability levy | 0.25–0.85% | — | all |
| Industrial accident | by industry | — | all |
FAQ
What are Korea’s 2026 social insurance rates?
National pension 9.5% (4.75% each), health 7.19% (3.595% each), long-term care about 13.14% of the health premium (split), employment insurance 1.8% (0.9% each), plus 0.25–0.85% employer-only job-stability levy.
What does ₩3,000,000 a month cost?
Employee ₩291,520; employer ₩299,020 at a company under 150 staff, excluding industrial accident insurance.
Is there a cap?
Pension stops at a ₩6.59M monthly base (July 2026–June 2027).
Why no industrial accident insurance?
Employers pay it in full at an industry-specific rate, so it isn’t shown.
Are tax-free allowances included?
No — enter wages excluding tax-free items like the ₩200,000 meal allowance.